diff --git a/core/src/com/unciv/logic/civilization/CivilizationInfo.kt b/core/src/com/unciv/logic/civilization/CivilizationInfo.kt
index d1fd2cd75d..2359121484 100644
--- a/core/src/com/unciv/logic/civilization/CivilizationInfo.kt
+++ b/core/src/com/unciv/logic/civilization/CivilizationInfo.kt
@@ -302,7 +302,7 @@ class CivilizationInfo {
 
     override fun toString(): String {return civName} // for debug
 
-    fun isDefeated()= cities.isEmpty() && citiesCreated > 0
+    fun isDefeated()= cities.isEmpty() && (citiesCreated > 0 || !getCivUnits().any{it.name=="Settler"})
 
     fun getEra(): TechEra {
         val maxEraOfTech =  tech.researchedTechnologies
@@ -490,4 +490,4 @@ class CivilizationInfo {
     }
 
     //endregion
-}
\ No newline at end of file
+}