diff --git a/library/ssl_srv.c b/library/ssl_srv.c
index 2efb13cc3..08af74dd1 100644
--- a/library/ssl_srv.c
+++ b/library/ssl_srv.c
@@ -3903,8 +3903,14 @@ static int ssl_decrypt_encrypted_pms( mbedtls_ssl_context *ssl,
                                       size_t peer_pmssize )
 {
     int ret = MBEDTLS_ERR_ERROR_CORRUPTION_DETECTED;
+
+    mbedtls_x509_crt *own_cert = mbedtls_ssl_own_cert( ssl );
+    if( own_cert == NULL ) {
+        MBEDTLS_SSL_DEBUG_MSG( 1, ( "got no local certificate" ) );
+        return( MBEDTLS_ERR_SSL_NO_CLIENT_CERTIFICATE );
+    }
+    mbedtls_pk_context *public_key = &own_cert->pk;
     mbedtls_pk_context *private_key = mbedtls_ssl_own_key( ssl );
-    mbedtls_pk_context *public_key = &mbedtls_ssl_own_cert( ssl )->pk;
     size_t len = mbedtls_pk_get_len( public_key );
 
 #if defined(MBEDTLS_SSL_ASYNC_PRIVATE)